Centralize institutions
Current accounts, savings products and cash in one overview.
Bring your accounts and savings together
Record balances held across institutions and currencies to understand your available cash without switching between multiple applications.
Create my space for freeWhat the module lets you do
Respect every currency
Store the original currency and view useful indicative conversions.
Understand your liquidity
See totals and the place of cash within your complete wealth.
Control sharing
Choose who can read or update the banking section.
Every bank account type in one place
Whatever the account type, record it and follow it alongside the rest of your wealth.
Compte courant
Everyday transactions and incoming/outgoing payments.
Compte Ă©pargne / livret
Money set aside, available at any time.
Compte Ă terme
Savings locked in for a fixed period, usually at a better rate.
PEE — Plan d’épargne entreprise
Employee savings plan funded through your employer.
PERCO — Plan d’épargne pour la retraite collectif
Collective retirement savings plan.
PER — Plan d’épargne retraite
Individual or collective retirement savings plan.
Compte-titres / PEA
For investing in stocks and other listed securities.
Assurance-vie
Savings and estate-planning vehicle.
Mobile money
Mobile wallet, treated as immediately available cash.
Autre compte
Any other bank or savings product not listed above.
Bank account types: what are the differences?
A current account supports everyday payments. A savings account holds money set aside; its interest and withdrawal conditions depend on the product. A term deposit commits money for an agreed period; early withdrawal may incur a penalty.
Savings accounts: advantages and drawbacks
An accessible savings account can separate reserves from everyday spending and earn interest. Compare withdrawal conditions, fees, tax and the interest rate: inflation can reduce purchasing power even when the balance increases.
Three savings goals
Distinguish emergency savings, money for a planned project, and long-term savings such as retirement. These are goals, not three universal legal account categories. Availability, risk and the time horizon help distinguish them.
What is a non-interest-bearing account?
It pays no interest on a positive balance. It may still carry fees. Check the bank’s terms before comparing it with an interest-bearing product.
Further reading (French sources):Banque de France — Bien épargner · Compte sur livret · Compte à terme.
Example overview
Current accounts4 500 €
Savings accounts14 000 €
Total available savings18 500 €